You just got approved for a credit card. Congratulations!..

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We all lead busy lives, and as active consumers, we tend to accumulate a smorgasbord of credit cards as we go along...

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Many of us have one or two rogue bank or department store credit cards that we opened at some point for some reason – a store discount, air miles or other bonuses – but have sat unused in a sock drawer or in the back of an overstuffed wallet for years...

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