Most Americans have a credit card — in 2014, 33% had one to two cards...

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People with their own businesses, or who largely work as freelancers, face unique challenges when it comes to obtaining credit, whether it’s a small business loan, or the credit cards most businesses need to handle their day-to-day cash flow, and even earn rewards points for things like cash back and airline miles...

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Credit cards can make your life a lot easier, but they can also create major financial headaches for you when they’re used to purchase the wrong things...

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