“The more things change, the more they stay the same.” The older we get, the more we recognize the truth in that old adage...

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Credit is a topic that can strike fear in the hearts of many — particularly if you are among the 30 percent of Americans with bad credit...

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For everyone who’s seen an ad on a website promising to wipe clean your credit history and provide you with a new vista of credit opportunities practically overnight, you’ve probably asked yourself – could that possibly be legal?..

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