Category: Credit Score

What happens to your credit when you pay off collections?

By Elizabeth Whiting | Mar 2, 2023

While paying off collections generally won’t improve your credit score, newer scoring models like FICO 10 ignore collection accounts with zero balances...

What is credit mix + how does it affect your credit score?

By Requia Gray | Feb 28, 2023

Learn what credit mix is and how it affects your credit score, as well as the steps you can take to improve it...

Utilities and bills on credit reports

By Elizabeth Whiting | Feb 14, 2023

Do utility bills affect your credit score? Get the facts about how accounts like gas and electric can help or hurt your credit and learn what to do about it...

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