Category: Finance

As part of its broad effort to make sure consumers are fully protected from financial deals they cannot afford, a federal watchdog agency recently passed a new rule related to the ways in which lenders must verify borrowers can afford potential mortgages...

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Experts say that as consumers return to borrowing more on their credit cards to fund their holiday gift shopping efforts this year, the damage done by overspending can lead to dire consequences...

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Every year, consumers have a tendency to spend more than they probably should when it comes to holiday gifts for friends, family and others, and that trend is expected to continue this year, as the economy follows its path of improvement...

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