2016 is a mere month away, and it’s time to think about New Year’s resolutions...

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Sometimes you’ll see ads during the holidays that advertise “Buy a new car during December and put no money down!” or “Buy a car now and you’re guaranteed a low interest rate!” With all the other spending you may have during the holidays, you may wonder if these deals will actually help or hurt you...

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  If you think the bank creates the amount due on your credit card bill every month in order to be paid back quickly, you couldn’t be more wrong...

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