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Many consumers all across the country have made very serious efforts to increase their credit standings over the last several years because of financial difficulties they may have experienced in the past...

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There are a lot of things consumers have to keep track of when trying to maintain their good credit scores, and that includes everything from late payments to how long they've had the various accounts that are in their names...

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These days, many college students are able to get credit cards in their own name, whether they do it by themselves or with the help of a co-signer...

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