Posts by Elizabeth Whiting

What happens to your credit when you pay off collections?

By Elizabeth Whiting | Mar 2, 2023

While paying off collections generally won’t improve your credit score, newer scoring models like FICO 10 ignore collection accounts with zero balances...

Utilities and bills on credit reports

By Elizabeth Whiting | Feb 14, 2023

Do utility bills affect your credit score? Get the facts about how accounts like gas and electric can help or hurt your credit and learn what to do about it...

What is a CPN? How to spot a credit privacy number scam

By Elizabeth Whiting | Feb 8, 2023

A CPN is a nine-digit number that is used to create a false identity and get credit...

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