Have you come out of the recession fog with a great new job and an optimistic outlook on buying a house, only to hear house prices in your neighborhood have risen?..

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If you understand how interest works, then you understand that the higher the interest rate, the more money you are paying to borrow that money over the life of that loan, no matter what it is for...

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  If you think the bank creates the amount due on your credit card bill every month in order to be paid back quickly, you couldn’t be more wrong...

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