Posts by Scott Smith

While researching your credit score, you may have come across the term “debt-to-income ratio.” On its own, debt-to-income ratio won’t affect your credit score...

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Civil War general William Tecumseh Sherman who once said “War is Hell” obviously was never divorced. Few events in life can be as traumatic across the whole spectrum of our lives as divorce...

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Just because your marriage may be ending doesn’t mean your good credit should...

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