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When you are an authorized user on another person’s credit card, it can seem very similar to having your own account; you have a card with your name on it, and you use it just as you would any other credit card...

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It’s not an uncommon scenario: You sit down to pay your monthly or bimonthly bills and realize you forgot to make last month’s credit card, car, or mortgage payment...

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Credit cards are a staple in the American wallet. The average adult has at least two bank-issued accounts according to Experian’s 2016 State of Credit report...

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