What is debt consolidation?

Learn everything you need to know about debt consolidation, including the different types of debt consolidation and if it’s a choice you should consider.

Can a debt be sent to collections without notice?

Have you received a collection letter without realizing you owed a debt to begin with? Find out if debts can be sent to collections without notice.

How to do taxes as a freelancer

Doing your taxes is more challenging when you’re a freelancer. Keep reading to learn how to do taxes as a freelancer, including tips for an easier filing.

What is a CPN? How to spot a credit privacy number scam

What is a debt validation letter? [+ template for debt verification]

Does income-driven repayment affect your credit score?

Can payday loans hurt my credit score?

What to do if your identity is stolen: 11 steps to start now

How does divorce affect your credit?

How to pay your credit card bill: best practices + tips

The 30 best part-time jobs for retirees

You can improve your credit score.

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Should You Get a Store Credit Card?

By Kristy Welsh | Dec 7, 2016

Situation 1: Ever been in a department store ready to check out and the cashier asks you if you want to open a credit card account and get 10% or even 20% off of your purchase?..

The 30% Utilization Myth

By Kristy Welsh | Nov 23, 2016

Credit card utilization, the ratio of what you owe on your credit cards to your credit limit, plays a major role in the calculation of your credit rating...