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It may surprise some, but great social rank and virtually limitless piles of cash on-hand do not automatically translate to easy credit card access or sky-high credit scores...

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Credit cards can make your life a lot easier, but they can also create major financial headaches for you when they’re used to purchase the wrong things...

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So you’re shopping for a new or used car and you are calculating how much your car payment will affect your monthly budget...

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